A family of four making $115,700 is considered low income in Monterey County in 2025, according to calculations by the California Department of Housing and Community Development, Division of Housing Policy and Development, released in April. An individual making $81,000 a year is now considered low income.
Those figures are up from last year’s calculations of $105,950 for a family of four and $74,150 for an individual.
The county’s area median income for 2025 is $104,500, up from $103,200 in 2024. In 2016, the median income was $68,700. For an individual the median low income number is $73,150.
Screenshot of the state income limits for 2025 from the California Department of Housing and Community Development, Division of Housing Policy Development.
For all of California in 2025 the median income is $118,100, up from $111,000 in 2024.
Every year HCD’s policy arm releases income limits for each county, identifying household income levels for acutely low-, extremely low-, very low-, low- and moderate-income households in each California county. They are used in connecting individuals and families in lower income levels with specific programs in housing and other public assistance.
Changes are made based on data released each year by the U.S. Department of Housing and Urban Development for eligibility in public housing, Section 8 and other programs, as well as adjustments made by HCD based on state law.
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